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General Liability

We provide general liability cover for a wide variety of public and commercial sectors including exposures in the construction, mining, utilities, commercial, transportation, manufacturing, retail, leisure and hospitality industries.


  • Overview

    We provide general liability cover encompassing:

    • Public liability
    • Products liability
    • Pollution liability

    We consider both primary and excess facultative insurance and reinsurance layer placements for clients from the construction, mining, chemicals, utilities, commercial, transportation, manufacturing, wholesale, and retail, leisure and the hospitality sectors.

    Our expertise also extends to writing coverholder and lineslip business to transact homogenous portfolios of risk as efficiently as possible giving maximum value to the insured.

    We aim to provide bespoke solutions for our clients. As well as general liability coverage we also offer package policies including professional indemnity, directors & officers and medical malpractice insurance as required. 

  • Territories

    We write business worldwide, excluding headquartered US exposures, although cover can be provided for US protectorates and exports to the US.

  • Risk appetite

    Our maximum line size is GBP 15m or AUD/CAD/USD 30m  or EUR 22.5m

  • Distribution

    We write business through Lloyd’s brokers and Coverholders.

  • Our expertise

    Our team is dedicated to gaining first-hand understanding of the risks that our clients face. We travel extensively to meet our clients and gain better understanding of existing and emerging risks. Our proactive approach helps us to design new and innovative products to cover an ever-changing risk environment.


Ryan Barnes
Head of Casualty

Team Biography:

Ryan Barnes

Ryan Barnes has over a decade of experience and joined ArgoGlobal in early 2011 from Lloyd’s Syndicate Marketform, where he wrote UK and International professional indemnity business.

DD: +44 (0)20 7712 7571
M: +44 (0)7956 237 945


Ross MacDonald
Class Underwriter

Team Biography:

Ross MacDonald

Ross brings more than 15 years of underwriting and broking experience in the casualty market to ArgoGlobal. He joins from Zurich Global Corporate UK where he served as Team  Leader for Casualty Specialty Lines. In this role he was responsible for a team of seven underwriters writing across a suite of product lines including General Liability, Employers’ Liability, Product Recall and Environmental Liability. Prior to joining Zurich in 2011, Ross spent more than a decade as a broker, culminating with his appointment as a Senior Casualty Broker at JLT. He began his career in 2000 as a graduate trainee at Marsh. 
DD: +44 (0)20 3037 9844
Paul Davidson

Team Biography:

Paul Davidson

Paul joined ArgoGlobal in January 2016

DD: +44 (0)20 3037 9857
M: +44 (0)7984 467123
Vanessa Evans
Assistant Underwriter
DD: +44 (0)20 7712 7551
Judith Fumero
Liability Claims Manager

Team Biography:

Judith Fumero

Judith joined ArgoGlobal in July 2012 as Liability Claims Manager. Prior to joining, Judith was Chief Adjuster for Professional and Financial lines at XCS. She has over 23 years experience in the insurance industry, in both the Lloyd’s and company markets. Judith has handled claims from a variety of different jurisdictions and classes including professional indemnity, financial institutions, D & O and property. She has had significant involvement in handling the major claims affecting the London market such as WTC, tax shelters, and PSAs. Recently she has co-ordinated and managed the Madoff claims.

DD: +44 (0) 20 7712 7515
Stewart Muirhead
Wordings Manager

Team Biography:

Stewart Muirhead

Stewart brings more than two decades of experience acting for and advising international insurance businesses to ArgoGlobal. He joined from Aon UK Limited where he spent more than 10 years, most recently as Associate Director / Solicitor - Head of Aon Claims Solutions. In this role he was tasked with drafting and advising the UK and US broking divisions on London market brokered policy wordings and slip construction. Stewart was also responsible for legal and claims advisory, project management and committees in the UK and US. He is a qualified solicitor and began his career with Hill Dickinson in 1993 acting for insurers in casualty claims, later practising in Australia with Carter Newell Solicitors, before returning to London in 2002 to join Hextalls Solicitors as an Associate. 
DD: +44 (0)20 3037 9893