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Personal Accident

Our personal accident team is a recognised leader in its market. We provide cover for all occupations, from clerical positions through to war risks.


  • Overview

    We cover all forms of personal accident for both individual and group policies.

    Additional Benefits:

    • Rehabilitation
    • Family Transportation
    • Spousal Occupational Training
    • Home Alteration & Vehicle Modification
    • Day Care Benefits
    • Special Education Benefits
    • Bereavement Benefit
    • In-Hospital Confinement Monthly Income
    • Cosmetic Disfigurement Benefit
    • Seat Belt Benefit
    • Identification Benefit
  • Territories

    Our business is truly worldwide. We write business in all major territories, including US, Canada, UK, Europe and Australia. We are also active in emerging markets in the Middle East, Africa and South America.

  • Risk appetite

    Our maximum line size is:

    • USD 20million for any one Treaty Program.
    • USD 10 million for any one person for Direct & Facultative business.
    • USD 20million for any one accident for Direct & Facultative business.
  • Distribution

    We write our business in a variety of ways, including direct, facultative, lineslips, binding authorities and proportional and non-proportional treaties.

  • Our expertise

    Our personal accident team is headed by Head of Specialty John Moffatt. John joined ArgoGlobal in August 2010. Having worked in the Lloyd’s and London Market for over 15 years.

    The team offers brokers and clients a combination of experienced market practitioners, speedy decision making with empowered underwriters and has an excellent track record of providing consistent and reliable capacity to clients over the long term. 


John Moffatt
Head of Specialty

Team Biography:

John Moffatt

John Moffat joined ArgoGlobal in August 2010 to take up the role of Class Underwriter for Personal Accident. Having worked in the Lloyd’s and London Market for over 15 years, John has spent the last eight years specializing in international direct and facultative and cover holder business. Prior to joining ArgoGlobal, John worked for QBE Europe operations managing their personal accident portfolio.

DD: +44 (0)20 7712 7632
M: +44 (0)7539 233763


Adam Zawia
Class Underwriter

Team Biography:

Adam Zawia

Adam joined ArgoGlobal in November 2015  from Catlin, where he served as Class Underwriter, Accident & Health from 2011. In this role, he worked across all areas of Accident & Health, including Marine PA & Medical, War risk, Expat Medical, General PA binders & lineslips and Workers Comp carve out. He started his underwriting career as a graduate trainee at Wellington Underwriting in 2003 and was later promoted to Underwriting Assistant in 2006, remaining with the company through its acquisition by Catlin the same year.

DD: +44 (020) 3037 9898
M: +44 (0)7717 558387
Sam Wotton

Team Biography:

Sam Wotton

Sam Wotton joined ArgoGlobal in July 2012 as a Personal Accident Underwriter. Sam joins from the Kiln Group with 10 years’ experience focussing mainly on Direct and Facultative business.

DD: +44 (0)20 7712 7618
Tom Marsden

Team Biography:

Tom Marsden

Tom joined ArgoGlobal in August 2010 to take up the role of assistant underwriter. From January 2012 Tom spent eighteen months on rotation in the Property D&F, Aviation, Marine & Energy and Ceded Re departments. Prior to joining ArgoGlobal, Tom worked for QBE European Operations working alongside John Moffatt in the Personal Accident team. Tom read History at the University of Leeds.

In September 2013 Tom re-joined the Personal Accident team.

DD: +44 (0)2 7712 7526
M: +44 (0)7747 446807
Andrew Cooper
Specialty Claims Manager

Team Biography:

Andrew Cooper

Andrew has over 25 years’ experience in handling Accident & Health claims. He joined ArgoGlobal in January 2016. He previously worked for Catlin (including Wellington) for 13 years. In addition to handling Accident & Health claims, he has handled a number of other specialty classes including Life, Bloodstock & Livestock including Equine/Livestock Liability. At ArgoGlobal he occupies the position of Specialty Claims Manager, and is responsible for Accident & Health, Contingency, Livestock, Surety Bonds, Political Risks & Trade Credit claims. 

DD: +44 (0)20 7712 7665